Some people retire early because they want or have to, and many retire later, again, because they want or have to. Many people find it's best to slowly ease out of the workforce rather than retire abruptly. The choice is entirely up to you. Range's goal is to help you use your own data to determine what is best for you and your family.
When should I start my retirement plan?
In a word, now. In three words, in your 20s. The earlier you start planning, the more time your money has to grow. That said, it’s never too late to start retirement planning. Even if you haven’t started yet, don’t feel like your ship has sailed. Every dollar you can save now will be appreciated later.
How do I optimize my investments?
Retirement accounts provide access to a range of investments, including stocks, bonds and mutual funds. Generally, the idea is to invest aggressively when you’re young, and then slowly dial back to a more conservative mix of investments as you approach retirement age.
How much money do I need to start investing?
Not a lot. In fact most people start small rather than wait until they have more to deploy. Even if you try to play catch-up down the road, it’s always a good idea to start as soon as possible. That little eye-opener is thanks to a magic formula called compound interest.
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